Your whole financial life on one pay schedule.
The Paycheck System™ is all four workbooks together. Each one plans a different part of your money against the same paydays, so the numbers agree with each other.
Instant download, Excel and Google Sheets, 30-day refund.
- CPA-built10+ years in tax advisory
- Instant downloadDelivered by email at checkout
- Excel and Google SheetsBoth versions included
- 30-day refundKeep the files either way
Budget by Paycheck™
A workbook that plans your money one paycheck at a time, so you always know what this check has to cover and what's left when it has.
- Pay Setup
- Paycheck Budget
- Three-paycheck months
- Dashboard
Bills by Paycheck™
Enter your bills once. The workbook lays out every payday for the next twelve months, assigns each bill to the check that covers it, and flags the tight ones before they arrive.
- My Bills
- The Paycheck Plan
- Tight and Short flags
- Dashboard
Save by Paycheck™
List what you're saving for and when you need it. The workbook tells you exactly how much to set aside from each paycheck, split across every goal.
- My Goals
- Paycheck Allocator
- Two ways to split
- Projection and Progress
Debt by Paycheck™
Enter your debts and what you can put toward them per paycheck. The workbook compares payoff strategies side by side and shows the date each debt disappears.
- Fund it by paycheck
- Strategy face-off
- Milestones
- Progress check-in
From people who run their money this way
The math
Try it for two full pay cycles.
Set it up, run it through a month of paychecks, and if it doesn't make your money clearer, email us within 30 days for a full refund. You keep the files.
Questions
Is this the same as buying the four workbooks?
Yes, the identical files. The only difference is the price: $67 together instead of $108 separately.
I already own one workbook. Can I upgrade?
Email us with your order details and we'll send a code that takes what you paid off the system.
What do I get, and how fast?
An Excel file and a Google Sheets version, delivered by email the moment you check out. Open whichever you prefer.
Do I need to be good with spreadsheets?
No. You type in the tinted cells and everything else calculates itself. A Start Here tab walks you through setup.
Does it work if I'm not paid bi-weekly?
Yes. Weekly, twice a month and monthly schedules are all supported. Bi-weekly earners simply feel the problem most.
What if it isn't for me?
Email us within 30 days and we'll refund you. No forms and no questions about why.